Help Hub

Help Hub

How does it work?

The faster you build great credit, the sooner your financial goals become a reality. Score-Up is a subscription-based service which provides you with access to our proprietary credit rebuilding software. It allows you to take control of your credit score, providing you with real-time advice on how to spend your money to positively impact your credit score, interactive budgeting tools, analyzed credit data and scores and more. Our team of specialists will also be on hand to assist you in your credit and financial decisions. Whilst subscribing to ScoreUp, you will have access to comprehensive credit advice, credit laws, credit education & testing.   
 
ScoreUp helps you create a target credit score based on your financial plans and credit history. Using the Target Score Simulator, receive a personalized strategy to achieve your goals, showing you which debts to pay off first, where to apply money to creditors, and how to gain valuable points. The simulator will show you how many points you could gain or lose, depending on what actions you take, before you take real-time action. 

What information and documents do you require?

It’s very simple! For us to set you up with our ScoreUp software, we require a few essential documents to get you on started. We need an automated bank statements and a credit report, two pieces of government issued identification, a void cheque and three emergency contacts. 

Does your Booster Loan mean I am borrowing money?

Score-Up isn’t a loan service, but it’s a subscription service. We purchase the software license on your behalf, and you re-pay us monthly fees. This allows you to have full access to everything that ScoreUp has to offer at two bi-weekly payments. 

How much does it cost?

Score-Up is a simple $49.99, $66.99, or $99.99 subscription which will save you thousands of dollars in interest charges for the rest of your life.   

In order to make it affordable, we have broken down the cost into bi-weekly payments which will report to both TransUnion and Equifax further increasing your credit score.     

Through all these factors working together, we have seen people increase their credit score over 100 points with Score-Up. But remember, Score-Up subscriptions are like gym memberships, you get out of it, what you put in.   

How does Score-Up help me qualify for lower interest rates from the bank? 

Major banks lend based on your financial history and your credit score. This information provides banks the information on how likely you are to pay them back. The high the score, the better. When using Score-Up’s recommendations and budgeting app, it will ensure your are effectively paying of the right bills, for the right amount, and at the right time. Your higher credit score shows you can manage you money well meaning they are more likely to offer you a lower interest rate.

Why are credit scores important?

Major banks lend based on your financial history and your credit score. This information provides banks the information on how likely you are to pay them back. The high the score, the better. When using Score-Up’s recommendations and budgeting app, it will ensure your are effectively paying of the right bills, for the right amount, and at the right time. Your higher credit score shows you can manage you money well meaning they are more likely to offer you a lower interest rate.

How do you report positive payments to Equifax and Transunion?

We report each subscription payment to Equifax and Transunion as positive payments, which helps to further build your credit score depending on your spending habits. We have a team on hand who ensure your positive payments are all reported accurately to both credit reporting agencies.  

If I am already a Marble Fast-Track loan customer, can I still use Score-Up?

Of course! We would recommend using both products together in order to improve your credit score. Once you exit your consumer proposal using our FastTrack loan, you will see an instant increase in your score by around 30 – 70 points. From here, using recommendations from ScoreUp, you can further build your credit score and make those essentials moves to get you closer to your magic number

How long is the Score-Up program?

The ScoreUp program is a one-year subscription service, which provides you with access to our proprietary technology to help you improve your credit score. Using our Target Score Simulator, Money Simulator and more, this one-year program will help you make a change to your score. 

How many credit points can I expect to be increased by? 

This all depends on how you utilize our Score-Up software. You can see a jump from anywhere between 30 and 300, if you use our recommendations correctly and make changes to your spending habits.

Am I guaranteed to increase my credit score? 

While using Score-Up, we guarantee your credit score will increase if you take on board all the recommendations provided by Score-Up. Like a gym subscription, you get out of it what you put in, and it’s the same with trying to improve your credit score through ScoreUp

What is your cancellation policy?

We have a 30-day cancellation policy, so if for any reason do not want to continue with the program can exit without negatively impacting your credit score. However, we strongly recommend you continue your membership as building credit takes time and with our Boost Brand Promise, we will work with you until you see an improvement. Many companies do not provide a cancellation, or charge a cancellation fee. With our system, we simply require 30-days notice and this is built into your Score-Up agreement.

What is your Boost Brand Promise?

At Marble and Score-Up we’re on a mission to empower Canadians to great credit. So with that goal in mind we created our Boost Brand Promise, our way of committing to your financial wellbeing and our mission.

If you don’t see an improvement in your credit score after 12-months of following good financial habits and Score-Up’s recommendations, we will work with for FREE until you see an improvement.

How does it work?

The faster you build great credit, the sooner your financial goals become a reality. Score-Up is a subscription-based service which provides you with access to our proprietary credit rebuilding software. It allows you to take control of your credit score, providing you with real-time advice on how to spend your money to positively impact your credit score, interactive budgeting tools, analyzed credit data and scores and more. Our team of specialists will also be on hand to assist you in your credit and financial decisions. Whilst subscribing to ScoreUp, you will have access to comprehensive credit advice, credit laws, credit education & testing.   
 
ScoreUp helps you create a target credit score based on your financial plans and credit history. Using the Target Score Simulator, receive a personalized strategy to achieve your goals, showing you which debts to pay off first, where to apply money to creditors, and how to gain valuable points. The simulator will show you how many points you could gain or lose, depending on what actions you take, before you take real-time action. 

What information and documents do you require?

It’s very simple! For us to set you up with our ScoreUp software, we require a few essential documents to get you on started. We need an automated bank statements and a credit report, two pieces of government issued identification, a void cheque and three emergency contacts. 

Does your Booster Loan mean I am borrowing money?

Score-Up isn’t a loan service, but it’s a subscription service. We purchase the software license on your behalf, and you re-pay us monthly fees. This allows you to have full access to everything that ScoreUp has to offer at two bi-weekly payments. 

How much does it cost?

Score-Up is a simple $49.99, $66.99, or $99.99 subscription which will save you thousands of dollars in interest charges for the rest of your life.   

In order to make it affordable, we have broken down the cost into bi-weekly payments which will report to both TransUnion and Equifax further increasing your credit score.     

Through all these factors working together, we have seen people increase their credit score over 100 points with Score-Up. But remember, Score-Up subscriptions are like gym memberships, you get out of it, what you put in.   

How does Score-Up help me qualify for lower interest rates from the bank? 

Major banks lend based on your financial history and your credit score. This information provides banks the information on how likely you are to pay them back. The high the score, the better. When using Score-Up’s recommendations and budgeting app, it will ensure your are effectively paying of the right bills, for the right amount, and at the right time. Your higher credit score shows you can manage you money well meaning they are more likely to offer you a lower interest rate.

Why are credit scores important?

Major banks lend based on your financial history and your credit score. This information provides banks the information on how likely you are to pay them back. The high the score, the better. When using Score-Up’s recommendations and budgeting app, it will ensure your are effectively paying of the right bills, for the right amount, and at the right time. Your higher credit score shows you can manage you money well meaning they are more likely to offer you a lower interest rate.

How do you report positive payments to Equifax and Transunion?

We report each subscription payment to Equifax and Transunion as positive payments, which helps to further build your credit score depending on your spending habits. We have a team on hand who ensure your positive payments are all reported accurately to both credit reporting agencies.  

If I am already a Marble Fast-Track loan customer, can I still use Score-Up?

Of course! We would recommend using both products together in order to improve your credit score. Once you exit your consumer proposal using our FastTrack loan, you will see an instant increase in your score by around 30 – 70 points. From here, using recommendations from ScoreUp, you can further build your credit score and make those essentials moves to get you closer to your magic number

How long is the Score-Up program?

The ScoreUp program is a one-year subscription service, which provides you with access to our proprietary technology to help you improve your credit score. Using our Target Score Simulator, Money Simulator and more, this one-year program will help you make a change to your score. 

How many credit points can I expect to be increased by? 

This all depends on how you utilize our Score-Up software. You can see a jump from anywhere between 30 and 300, if you use our recommendations correctly and make changes to your spending habits.

What is your cancellation policy?

We have a 30-day cancellation policy, so if for any reason do not want to continue with the program can exit without negatively impacting your credit score. However, we strongly recommend you continue your membership as building credit takes time and with our Boost Brand Promise, we will work with you until you see an improvement. Many companies do not provide a cancellation, or charge a cancellation fee. With our system, we simply require 30-days notice and this is built into your Score-Up agreement.

What is your Boost Brand Promise?

At Marble and Score-Up we’re on a mission to empower Canadians to great credit. So with that goal in mind we created our Boost Brand Promise, our way of committing to your financial wellbeing and our mission.

If you don’t see an improvement in your credit score after 12-months of following good financial habits and Score-Up’s recommendations, we will work with for FREE until you see an improvement.

Am I guaranteed to increase my credit score? 

While using Score-Up, we guarantee your credit score will increase if you take on board all the recommendations provided by Score-Up. Like a gym subscription, you get out of it what you put in, and it’s the same with trying to improve your credit score through Score-Up

Still have a question?

Our response hours are Monday-Friday: 9am-5pm (PST)

1-855-661-2390